It is right for you?

To truly understand if it’s the right decision you should probably have a clear understanding of what a Reverse Mortgage is basically it’s a loan against your home that you do not have to pay back for as long as you live there. It can be paid to you all at once, as a regular monthly advance.

Don’t forget THIS fact: You pay the money back plus interest when you die, sell your home, or permanently move out of your home.

If you own your home and expect to continue live it in this might be a good move for you while you search for a job. It can help you sublimit your income and enjoy life. There are many companies both private and public that can help you decide if this is the right decision for you to make.

I found some resource tools that will help you be better informed on the topic of reverse mortgages.

AARP Fact Sheet

Glossary of Reverse Mortgage Terms

5 Questions You should ask about Reverse Mortgages

Reverse Mortgage Calculator

Florida Reverse Mortgage Information

What better person to help people decide if reverse mortgages is for them then a older workers…..We have a company that is looking for Reverse Mortgages & Senior Market Specialists.  Its an exciting opportunity for the right person. Make sure you visit WiserWorker.com to see if this is a job you might be interested in.

Well folks it’s here…cold and flu season. I bet you are asking yourself how cold and flu season fits into job search. Well, it does in more ways than you can imagine. It’s a plain and simple fact that this time of year is the easiest time to pick up germs and while you are searching for a job you need to avoid as many germs as possible.  It’s no fun to land a job only to wind up calling in sick so be proactive and avoid the cold and flu season.

My career with WiserWorker.com keeps me on the road and in close quarters with germs. I also HATE being sick, I have learned to pay close attention to keeping the germs at bay. The winter season is the time of the year when I have to be the most careful and work extra hard at staying healthy. Here are some of my ways to avoid being a victim of cold and flu season.

1.    Flu Shot - You can stop in at any Walgreens pharmacy and licensed health care professionals will administer flu shots and nasal spray flu vaccines in-store, in most cases they can bill your insurance. I stopped in a Brandon Walgreens and it was only $24.95.  No appointment necessary.

2.    Wash Your Hands Frequently - Get in the habit of anti-bacterial gel, it’s a live saver.  I shake a lot of hands and you can never wash your hands, don’t stop shaking hands just wash yours more often.

3.    Whip Down Common Surfaces – When I enter a grocery store I wipe down the cart with a Lysol towel. Most stores offer them free but I also carry them in my purse.

4.    Clean Your Phone – Phones are breeding grounds for germs. If you share a phone make sure you wipe your phone off with a cleaning towel.

5.     Stay Away from Sick People – your health is important steer clear of people who are already sick. 

6.    Stock up on foods that will keep you healthy- Researchers are finding positive links between immune function and components in food. Here’s a link that will give you all the info you need.

These are just a few of the things I do to ward off the cold and flu season, I also try to keep up my exercise routine a nice brisk walk keeps the heart healthy as well. If all else fails and you find yourself ill do yourself and your co-workers a break and stay home and get better. It doesn’t help anyone if you are the one who spreads germs, I want you to be a Wiser Worker!